Get 500k As A Deposit For Your Next Real Estate Investment
Living up to my promise on being an “Apartment Investment Resource, Who Is Determined To Create Value”…I have an amazing opportunity for you to get financing for your investments.
Today, it takes more than just a well ran business to bring in the capital for desired investments or expansion. A key element is having a properly established corporate financial profile distinctly separate from your personal credit profile.
I am a representative of a unique company called Corp. Credit Concepts (CCC). They came to inception by a group of investors looking to combine resources to expand multiple business ventures and investments. Upon their quest for reliable corporate financial enhancement and specialized business consulting services, they discovered that the industry harbored many companies primarily providing education.
CCC found itself spending thousands of dollars on educational material which seemed to lack the detail in order to create a successful plan of action. They continued seeking individuals or companies with specialized knowledge and unique financial services only to find limited or non-existent results. They also spent the next several years vigorously researching and developing their own programs to meet it’s own investment needs. Soon they realized that what they had created was cutting-edge programs and solutions which other entrepreneurs and investors could successfully utilize in their quest to financial success. It was at this point CCC put into motion a plan of action to offer its innovative services to the public and other industry professionals alike. Through dedication and utmost integrity CCC has been consistent at providing its clients with successful solutions.
“Drum role please!”
I can assist you in obtaining unsecured lines of credit up to $500,000.00 and often times more. The programs consist of multiple banking sources typically offering increments of $50-100,000 of unsecured business capital. Some of the competitive advantages the programs offer include:
• Programs do not require the use of tax returns, bank statements or financials
• Programs are often times referred to as “score driven” or “stated” loans because they require minimal or no documentation.
• Through extensive knowledge of the often undisclosed loan guidelines, I will help you to achieve the compliance and strength the banks are looking for.
• The company I represent has the ability to pre-underwrite your loan application before submission to eliminate costly errors.
• The company has direct relationships with senior executives within all of our banking sources to ensure timely and reliable decisions.
Seasoned Corporation For those elite professionals who understand the value of having the “right” corporation to serve as a credit foundation, we offer fully-seasoned (aged) corporations. The pricing for these corporations generally vary by state, age, profile, and availability. We have made it possible for you to obtain a Corp, seasoned 3 to 5 years and keep the price the same, for $9995.
Business Owners
For the established business owners that have been incorporated and meet our guidelines, we can integrate your corporation that is already under your control and two years old or more into our program, register with D&B and raise your Paydex score. This is $4995.
Through the program, we will guide you through the stages of learning and then, with the tools, systems, and knowledge we provide you, you will be able to continue with practically limitless options to build your corporate credit. If you view this program as an asset that it is – one that needs attention, care, and respect – and commit to working on building your corporate credit over time, you will provide many years of financial freedom for yourself and your family.
The concept of what we do is simple.
We are upfront about what we do and what we offer. We’re upfront about the fees for our services.
Whether you’re an entrepreneur looking for a way to build your business, a real estate investor looking for a way to purchase or renovate, an inventor just trying to get your idea out, or whether you have near-perfect credit or not … the fact is, we can help by giving you the credit you want through access to our knowledge, experience, tools, and resources.
We have strategically selected lending sources who do not report to the personal credit profiles of the corporate officers applying for the lines. This allows the officers to keep their personal credit free from business debt which helps to maintain optimal FICO scoring. This distinct separation provides many benefits and aides in the prevention of over utilized personal credit which can be damaging to a business seeking unsecured lines of credit.
Acquire Credit When You Don’t Need It.
We often encourage our clients to acquire capital when they don’t need it. Simply put, we have found it to be a common occurrence that when a company is in absolute need of funding, the officer or officers of the company have already over utilized a good portion of their available personal revolving credit. This creates a problem for the application process because the FICO scoring system is primarily based on revolving utilization. High revolving utilization equals lower FICO scores which diminishes the chances of approvals. Statistically, lenders want to fund loans when consumers or businesses are not in ‘need’ of financing.
Pay as You Use.
Remember, the lines we establish are lines of credit, meaning you only pay interest when you use them. Rates typically vary between Prime and Prime + 4%. Rates are subject to fluctuation pending economic conditions.
We have pioneered many of the express enhancement strategies available today. We include the capabilities to enhance D&B and Experian Business Credit profiles. CCC caters to many industry professionals and consultants with the use of its exclusive services and offerings.
Trade Reference Network
One of the most difficult tasks in building a strong business credit profile is a proper foundation of trade references. Many of the industry publications would lead you to believe that merely having a Paydex of 80 is a sufficient level of achievement. Unfortunately, this is not always the case for many clients. A paydex of 80 achieved with inadequate trade reference insertions can create a lack of “strength” lenders are looking for to issue healthy approvals. CCC has created a revolutionary trade reference network, and through strong industry relationships, we have the ability to provide what we term as “adequate” trade reference insertions. Through adequate trade reference insertions, your business credit profile will allow you to explore new potentials.
Express Reconfiguration Services
Through our extensive comprehension of the corporate banking industry we can re-configure your profile to increase approval rates and achieve maximum results. Below is a list of some of our select services to help you achieve your desired result.
Rating Qualifier (Through the use of specialized knowledge we can obtain a favorable D&B rating to further increase your rate of approvals if one has not already been issued to you.)
Express Updates (D&B insertions and/or updates with completion times between 5-10 working days)
Business File Mergers (If you have two D&B files with similar or lacking information, we can delicately transfer or convert two files into one while keeping all positive attributes intact.)
File Age Preservation (Extraordinary D&B revival solutions available to revive your old or existing D&B file without the risk of a damaging investigation)
Slow 30, 90 120 removal
Collections, Judgments, Liens removal
CCC harnesses advanced seasoned corporation implementation strategies. If you are looking into the purchase of a seasoned corporation or “shelf” corporation, we would strongly urge you to proceed with caution.
We feel it’s our obligation to warn consumers about many of the fallacies involved in seasoned and shelf corporation strategies. As CCC is consistently researching its market, we have found that many of the companies offering shelf or seasoned corporations do not include the knowledge to properly implement them for the client’s desired outcome. To further explain this, a majority of the shelf corporations available on and off the internet are actually corporations that are revoked or inactive which the provider “re-instates” for a marginal fee. This can create the appearance that the corporation has recently become active, and is now considered to be in good standing. The problem can sometimes arise when the client tries to establish a corporate credit profile and finds that the reporting agencies they are working with are adept to this known “trick”. This former inactive or revoked status can be easily tracked and ultimately hinder your ability to obtain the presence you are seeking.
Through the years, CCC has come to realize that a properly implemented seasoned corporation can produce ideal results; however, due to the often overlooked details of a successful implementation, the opposite can be devastating. CCC includes advanced due diligence and logistics planning in all of its seasoned corporation programs to eliminate any potential problems.
Every implementation is tailored to fit your project requirements, and as such we have created a host of full featured services to accelerate you to success.
Advanced Seasoned Corporation Services:
* Corporation availability from 2 to 15 years of age
* Express Business Enhancement Services
* Seasoned D&B File acquisition
* Acquired credit assistance
* Advanced Compliance and Logistics planning
By: Cordell Davenport
“Your Apartment Investment Resource, Who Is Determined To Create Value!”
www.cordelldavenport.com
cordell@cordelldavenport.com
I am a resource to investors who own, or want to own apartments. I provide the essential financing as well as knowledge on how to rent and retain tenants of the property.
The company I represent is Smith Craine Finance (http://www.smithcraine.com). The benefit to you is that I have two “Aces in the hole.” Theses two are the President and Vice President of the company. My VP is an inactive CPA, MBA and C.C.I.M. My president has a MBA in Finance and is on the board of Northern California C.C.I.M. and is the VP of the California Mortgage Association. So what does that mean to you? Well there is virtually no scenario that has not been encountered. A couple of years ago, we were awarded “Top five mortgage brokerages in Northern California” according to California Real Estate Magazine. The company’s motto is “we just don’t quote…WE CLOSE!”
