Vendor program arrangement is a kind of financing arrangement in which finance is offered to the customers as a sales, marketing & deal closing tool.

February 8, 2010 · Posted in Foreclosures · Comment 

There are different types of foreclosure auctions, but they all have some common denominators. (1) Foreclosed property in the form of a house, land and sometimes personal property, like jewelry, cars, or furniture. (2) A seller. This may be a bank or other lending institution or the city/county government for back taxes. (3) A bidder. These individual can be real estate agencies, other investment brokers, or private citizens.

The auction begins with the auctioneer reading a variety of legal notices and legal descriptions of the property being sold. The opening bid is set by the foreclosing lender. Most usually this bid is equal to the outstanding balance on the loan, the interest accrued, and attorney fees with any other fees connected with the sale. If no bids are higher than the opening bid set by the lender, then the property will be bought by the attorney carrying out the sale [...] Continue Reading…

FHA Purchase Real Estate Financing

If you need to obtain necessary financing for the purchase of a home it is important for you to know that there are alternative lending sources other than banks and traditional lenders that you can use for a mortgage, even if your credit or other circumstances are less than ideal. There are government sponsored programs that allow a variety of people wit different backgrounds to purchase a home with a low or no down payment and affordable interest rate. Fha purchase financing is an option many people who are involved in the buying process.

Fha purchase financing is financing insured by the Federal Housing Administration which is a government owned organization that works to extend mortgages to people who do not meet traditional lending criteria. The Fha was established under the National Housing Act, with their goal being to extend financing to people with repayment abilities who otherwise lack the [...] Continue Reading…

Why Do We Need To Hire Real Estate Property Advisors Before Buying Properties?

January 24, 2010 · Posted in Real Estate Agents · Comment 

Hiring real estate property advisors before buying properties is an absolute must because these advisors usually know about a wide array of opportunistic and value-added properties plus their knowledge regarding investments in real estate and assets is really helpful in making decisions regarding property investment.

But before you hire any real estate property advisor, make sure that you check his/her credentials. He or she must have hands-on real estate and capital market experience. Apart from that, it is of paramount importance that real estate property advisor has dealt with investment of real estate funds.

In an ideal scenario, overall investment strategy of your real estate property advisor would be based on exploiting the linkage between the high demand and liquidity for stabilized, core real estate assets. In case of low demand, real estate property advisor should have strong real estate skills.

An ideal real estate property advisor is the one who prepares [...] Continue Reading…

How Green is your Home?

January 23, 2010 · Posted in Closing in your Investment Deal · Comment 

You would need to have been living on Mars if you had not heard of global warming and the negative effect we are having on our environment.  As a result many people have become leaders in green living and spend much of their day devoted to ensuring they are reducing their carbon footprint.  Whilst not all of us are this devoted there are a number of things that we can do to make our homes more environmentally friendly which can often save us money as well.  Here we have listed some top tips for you to try. 1.  When you replace light bulbs go for the energy efficient variety.  These use a different system to produce the light, using a fraction of the energy used by traditional bulbs and they also last up to twelve times longer.  Lighting is estimated to make up between 10 and 15% of [...] Continue Reading…

Real Estate Sector in India is to have $1.5 Billion Additional Investment in 2010-11

January 21, 2010 · Posted in Closing in your Investment Deal · Comment 

Real estate sector in India is expected have $1.5 billion additional investment in 2010-11. In fact, the property sector in India is a Rs.70,000-crore industry and the new reported investment is in addition to this amount. This expected additional investment is a three-fold increase over that of the corresponding period of 2008-09. This will pump in much life-blood to the industry which has had a slump and stagnation for about 15 months in the wake of the global economic meltdown. The main collaborators of the additional fund are reportedly RedFort Capital, Xander Real Estate Partners, ICICI Prudential Infrastructure Fund, Sun Apollo and HDFC India Real Estate Fund. Most of these investments are expected to be in the metro centres and Tier 2 cities. Of the additional $1.5 billion additional investment in the real estate sector in India in 2010-11, domestic contributors will put in to the tune of $400 [...] Continue Reading…

Casey Key Real Estate

January 19, 2010 · Posted in Closing in your Investment Deal · Comment 

Sitting on several miles of Florida’s most unspoiled and gorgeous white sand beaches, is the highly sought after Casey Key real estate bargains in homes and business properties. Casey Key is a barrier island at the Southern end of Sarasota County and is a world famous playground to the rich and famous who come to Sarasota and Casey Key to enjoy their private and secluded Key Island estates, which might be their 3rd, 4th, or even 5th vacation home. The exclusive Island of Casey Key is home to some of Florida’s most extravagant residences and large estates which are owned by some of the worlds most influential persons. On the east side of the island is the Intra-coastal waterway which is just a few minutes away from the Venice inlet and the blue waters of the Gulf of Mexico. Nearly every home has a view of the Gulf on [...] Continue Reading…

The Landlord Business – Managing Your Future With Investment Property

January 17, 2010 · Posted in Landlord Tools · Comment 

So, do you think it’s a bad time to get into the investment property business and become a landlord? After all, property values aren’t literally going through the roof anymore like they were during the real estate bonanza of the past several years. Instead, the opposite scenario is currently taking place – property values have dropped (and are predicted to drop even further) in many parts of the country.
The fact that the real estate market has cooled and is coming back to reality shouldn’t discourage anyone from acquiring rental property and becoming a landlord. The truth is some very attractive buying opportunities are being created for real estate investors who can (and are willing to) take advantage of them.

As of this writing, many of the top real estate experts believe that these opportunities will peak during the next six to twelve months before they begin to fade. They’re predicted [...] Continue Reading…

1031 Exchange: Now is the Time

January 14, 2010 · Posted in Closing in your Investment Deal · Comment 

Amidst the turbulence of the housing market in the U.S., the easing of property prices has created some of the best investment opportunities for single-family home investments in the last 20 years. Therefore, now is the ideal time for eligible investors to capitalize on the current market conditions and build long-term wealth through acquiring high cash flow properties.  But first, it is important to consider disposing of underperforming assets by utilizing a 1031 exchange (1031x). Section 1031 of the IRS provides investors with a legal means to defer their capital gains tax liability upon the sale of an investment property.  To qualify, an investor must identify a replacement property within 45 days of the sale of the relinquished property, and close escrow within 180 days with the assistance of a 1031 exchange facilitator.  The favorable tax treatment enables investors to sell properties currently in their investment portfolio – which may be under-performing assets [...] Continue Reading…

SARB New Lending Numbers For 3rd Quarter Show Noticeable Progress On The Long Road To Better Times

January 11, 2010 · Posted in Closing in your Investment Deal · Comment 

Value of new residential loans granted nearing positive year-on-year growth After a lengthy spell of non-stop year-on-year decline spanning beck to June 2007, the =month that the National Credit Act was implemented, the value of new residential mortgage loans granted is steadily nearing a return to positive year-on-year growth. In September 2009, the rate of year-on-year decline had been reduced to -13.8%, and while this still appears to be significant decline, it is significantly better than the -27.5% just one month before, and hugely better than the -62.2% rate of decline as recently as April. On a month-on-month basis, broad growth has been in progress since early-2009. For the 3rd quarter as a whole, the year-on-year decline was -22.2%, which had more than halved on the -49.6% of the previous quarter, while the quarter-on-quarter growth rate had grown at an impressive rate of +30.3%. The SARB numbers are beginning [...] Continue Reading…

Compassion and Cash Flow – Can They Mix?

January 10, 2010 · Posted in Landlord Tools · Comment 

It was a cold and rainy day when I walked into the apartment. The door was unlocked and ajar. And while I shouted “hellloooo” through the crack, I already knew no one was at home. My tenant had left in the middle of the night without paying his rent. Lucky for me I had a security deposit; I’d need it to clean up the mess.

I’m a compassionate person, always trying to believe the best about people, and while I continue that philosophy, there have been times (this being one) where I was taken advantage of. There are two schools of thought; one being the tough and tenacious one, always keeping a certain distance between you and your tenant. The flip side is the compassion one, where you get to know the renter and their family (that’s the one I’d practiced in this scenario). While one will rarely allow a [...] Continue Reading…

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